The three partners of Breakwater Mortgage, Jay Popejoy, Kevin Onizuk, and Dan Wood are either former military or are presently serving in the U.S. armed forces.

They understand military individuals and families have special needs and requirements for mortgages. Breakwater Mortgage offers unique and specialized mortgage products and services for our military friends and families.

Whether you are relocating to Norfolk, Virginia Beach, Hampton, Newport News Virginia, the Williamsburg area or Florida, we have the mortgage services for you. Don't forget to ask about some of our loan programs we recommend to military families.

VA Loans

Whether you have served in the army, navy, air force, marines or federal employment, we can help you apply for a Veterans Administration (VA) Loan if you qualify. If you qualify for a VA Loan on your home, you will have lower interest rates and easier terms than many traditional mortgages. Ask a member of the military friendly Breakwater team for more information.