Welcome to Breakwater Mortgage!

From the comfort of your own home, you can find out how much house you prequalify for, apply online and begin to gather the documents you'll need to get your loan approved. It's that easy! Breakwater Mortgage provides mortgage services and products in all regions of Virginia and Florida. From Virginia Beach to Roanoke, from West Palm Beach to Tallahassee - Breakwater Mortgage will be there for you!

Virginia Beach, Virginia Office
Corporate Headquarters

Breakwater Mortgage's corporate office is located in Virginia Beach, the heart of the East Coast and a place for family fun in the sun and sand. Our professional staff has impressive credentials and years of experience in the finance and mortgage industries. We know our business and we love our clients.  Our professional team of mortgage experts is down-to-earth and family oriented. Breakwater's client base is loyal and strong. We educate our clients about the benefits of using a local mortgage broker and show them results by obtaining the best possible financing for their dream. At Breakwater Mortgage, we believe the personal dialogue between a loan officer and a borrower allows for the best loan product to emerge for refinancing or for the purchase of a new home. The Breakwater Mortgage team in Virginia Beach prides itself on personal service, and we invite you to visit us. For our clients with busy schedules, Breakwater Mortgage provides the on-line tools to assist the borrower in assessing their financing, or applying for a mortgage from the comfort and convenience of their own home.

Williamsburg, Virginia Office

At Breakwater Mortgage in Williamsburg, Virginia, our clients depend upon us for all of their financing and mortgage needs. Here in Colonial Williamsburg we have old world traditional business values. We believe in offering our clients exceptional personal service. Breakwater Mortgage loan officers visit clients in their home or for dinner or coffee and are available for questions anytime our borrowers need us. Purchasing or re-financing a home is a personal decision, and we are here to help make this process as smooth as possible for you. Breakwater Mortgage carries products from over 60 lenders, so we have the mortgage to suit your needs.

Orlando, Florida Office

In the "Sunshine State" of Florida, Breakwater Mortgage is committed to the highest standards of customer service. Our centrally located office in Orlando allows the Breakwater team to service all regions of Florida. From coast to coast; whatever your location, Breakwater Mortgage offers the best mortgage and lending solutions. Our extensive knowledge and mortgage expertise makes purchasing or refinancing a home a simple and successful transaction. Our belief in providing personal attention builds strong, long-term relationships with each of our clients. To find professional lending services provided by a company who truly cares about every client contact a Breakwater Mortgage professional at 1-877-45-BREAK!

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Loan Officers to the Stars

Nedra Talley Ross

In October 1963 "Be My Baby" hit number two on the charts and The Ronettes exploded onto the mainstream music scene. This was the beginning of a long career in the spotlight for Nedra Talley Ross, a career that has continued to blossom and evolve over the years. Nedra is a creative and successful businesswoman with a variety of projects always in the works. When she isn't singing Nedra is buying real estate and when she needed a personal mortgage broker she turned to Breakwater Mortgage. Two members of the Breakwater team, Jennifer Ross and Sherry Guard, assisted Nedra with planning and provided the highest quality of service available.

Nedra wanted to work with mortgage brokers who were both professional and personal. When she met Jennifer and Sherry she knew she had found the perfect mortgage professionals.
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The Dynamic Duo

Sherry Guard and Jennifer Ross
Loan Officers To The Stars

Sherry Guard and Jennifer Ross provided excellent mortgage and refinancing services to Nedra Talley Ross, and they'll be happy to help you, too.

Success Stories
Success Stories
Breakwater Mortgage believes in building long lasting relationships with real estate agents committed to the same high standards of impeccable customer service and professional integrity.
Military Friendly Services
Military Friendly Services
The three partners of Breakwater Mortgage, Jay Popejoy, Kevin Onizuk, and Dan Wood are either former military or are presently serving in the U.S. armed forces. Read moreRead More
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